VALoanFacts™ is a mobile application privately developed, owned, and operated by
Media Marketing Consultants, LLC. It is not endorsed by, affiliated with, or
authorized by the U.S. Department of Veterans Affairs (VA) or any other
government agency.

The information provided in this educational product is for general informational
and educational purposes only. It is not intended to be financial advice, legal
advice, or a recommendation for any financial product or decision.
You should not rely solely on the contents of this material when making financial or
mortgage-related decisions. We strongly encourage you to consult directly with a
duly licensed mortgage loan officer or lender registered with the Federal
Government’s Nationwide Multistate Licensing System (NMLS) to discuss your
unique financial situation and receive personalized guidance tailored to your needs
as well as consult with the Dept of VA’s free public information site at VA.gov.
All information related to VA Home Loan benefits presented in this app is sourced
directly from publicly available content on the official VA website, VA.gov. This
government resource is accessible to all members of the public free of charge and
holds no connection, partnership, or association with Media Marketing
Consultants, LLC or the VALoanFacts app. For accurate and official information
about VA Home Loan benefits, users are encouraged to visit [VA.gov]
(https://www.va.gov).

Although this App, authored by Media Marketing Consultants LLC, is NOT
engaged in taking loan applications, lending money via personal loans or business
loans including VA home loans, selling any financial products or services including
but not limited to Cryptocurrency, Investment products such as stocks, bonds,
mutual funds etc nor Investment management tools of any kind, we DO endorse
and support all State and Federal laws that apply when you do choose a Lender of
your choice for your VA home loan anywhere in the United States. These are the
TILA [Truth in Lending] & TRID Laws found at
https://www.occ.treas.gov/topics/consumers-and-communities/consumer-
protection/truth-in-lending/index-truth-in-lending.html and
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-

resources/tila-respa-integrated-disclosures/ and RESPA law found at 

https://www.federalreserve.gov/boarddocs/supmanual/cch/respa.pdf

The provider of this educational program, Media Marketing Consultants LLC is not
a lender and does not hold any licenses or certifications to act as a mortgage
lender, broker, or loan originator. We do not offer or process mortgage loans,
provide financial advice, or guarantee loan approval. Nor do we endorse any
Mortgage Lender, broker or Loan originator. For specific mortgage-related advice
or services, please consult a licensed mortgage professional or financial advisor.
Every lender or mortgage loan officer offering mortgage products in the United
States must be properly licensed and registered with the Nationwide Multistate
Licensing System & Registry (NMLS). This licensing ensures they meet rigorous
standards, including education, background checks, and testing, to provide you
with safe and reliable mortgage services. When choosing a lender or loan officer,
always verify their NMLS ID to ensure you’re working with a trusted professional
at https://www.nmlsconsumeraccess.org/